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Kansas and Missouri both saw double-digit-percentage declines in small-business applications, following suit with much of the rest of the country.
Missouri applications were down just under 19 percent from their five-year average so far in 2020, making it the state with the sixth-highest decrease in the country, according to SmartAsset.
Kansas drop was by 14.3 percent, down to 1,270, making it the 25th-highest in the nation.
The national average drop was 14.5 percent, the report says.